I'm probably wrong in doing this, but even if a product says not to apply it near the eyes, I still do, and never have any problems. They probably said that because of the small amount of AHAs, but I personally don't worry about it and just slather the sunscreen everywhere.
Regarding a separate product for the eyes, I think this is the cadillac of eye creams:
DDF-Doctor's Dermatologic Formula Protective Eye Cream SPF Plus with CoQ1. It has antioxidants, vitamin K to diminish dark circles, coffee extract to decrease puffiness, vitamin A and E, and a slew of other stuff. It's expensive though - .5 oz for $46.
Clarins Sun Wrinkle Control Eye Contour Care SPF 30 is less expensive, .7 oz for $24.50, but eye creams with a decent concentration of anti-aging ingredients are usually pretty pricey. I would just say not to worry about it if you don't want to incur the extra cost, and to carefully apply your regular sunscreen around the eye area, obviously being careful not to get it very close to the lash lines.
As for night creams, I could write pages about what I look for in them and why I like the ones that I do. For now I'll just copy and paste the list of the ones I'm currently looking into (I haven't tried these, but to me they're among the best).
Kinerase Lotion
Astara Antioxidant Light Moisturizer
DDF Glycolic 10% Exfoliating Moisturizer
DDF Retinol Energizing Moisturizer
Juice Beauty Green Apple Antioxidant Moisturizer
Murad Cellular Replenishing Serum
Murad Night Reform Treatment
Ole Henriksen Express the Truth
Ole Henriksen Pure Perfection
MD Formulations Moisture Defense Antioxidant Lotion
Dr. Brandt R3P Cream
Perricone Vitamin C Ester Concentrated Restorative Cream
Caudalie Night Infusion Cream
To really kick up a nighttime anti-aging regimen, you could add a serum underneath your moisturizer. These are the ones I'm looking into right now.
Ole Henriksen Truth Serum
Kinerase C6 Peptide Intensive Treatment
Caudalie Lifting Serum
Perricone Alpha Lipoic Acid Face Firming Activator
Murad Essential-C Daily Renewal Complex
Perricone Vitamin C Ester Amine Complex Face Lift
DDF Dramatic Radiance TRF Cream
Boscia Antioxidant Recovery Treatment C
Dr. Brandt “C†Gel
Perricone Olive Oil Polyphenols Nutrient Face Fortifier
Ole Henriksen Re-Start Anti-Aging Serum
Juice Beauty Green Apple Antioxidant Serum
Dr. Brandt Skincare Lineless Anti-Glycation Serum
MD Skincare Antioxidant Firming Face Serum
Boscia Restorative Amino-3P Firming Treatment
Peter Thomas Roth Glycolic Acid 10% Clarifying Gel
Peter Thomas Roth AHA 12% Hydrating Ceramide Repair Gel
I also just realized that I've neglected to mention any drugstore products, many of which are probably perfectly fine. The reason for that is because the ones that I've used were always pretty greasy and never kept my face matte like they promised, and they didn't have the anti-aging ingredients I wanted. This was especially important if I was going to be outside sweating and with the sun reflecting off every bit of oil on my face. I haven't tried them all obviously, and someone else would be in a better position to recommend one. I hear that Neutrogena is one of the better brands for sunscreen.
If you would like any more information, don't hesitate to ask!