cream is thicker, i think its a little bit more oily/greasy
Lotion, absorbs more quickly and eaisly into skin.
I actaully use a combo of both lol. I use Cream on my feet and hands to my elbos. I think use nail salon oil for my feet and hands also.. i gives the fresh right out of getting a pedi and manny type of look... although i do go to get both every week.